This case illustrates how Rural Protect’s Pursuit Cover can recover losses when negligence by a vet affects livestock, demonstrating the importance of cover in high-value livestock farming operations.
Business Type: Livestock Farmers
Section of Cover: Company Legal Liability
Applicable Cover: Pursuit Cover
Circumstance: Bulls scarred following infection after castration
Legal Fees Value: £5,218
The Scenario:
Forty-two bulls were castrated by a local veterinary practice. Unfortunately, all developed infections that left permanent scarring, significantly reducing their resale value. The farm sought compensation for the diminished value of the affected livestock.
What Happened:
Rural Protect pursued the veterinary practice for negligence and breach of contract. Expert reports were commissioned to establish liability and quantify losses. Rradar oversaw the legal process to ensure efficiency and cost control.
The Outcome:
The veterinary insurer made an ex-gratia payment to compensate for losses. While liability was formally denied, the farm was reimbursed, protecting its financial position.
Things to Consider:
- Carefully document veterinary contracts and instructions.
- Pursuit Cover ensures farms can seek recovery when negligence impacts livestock value.
