This case demonstrates how Rural Protect’s Pursuit Cover supports livestock farmers in disputes where a neighbour’s actions cause damage to property through flooded fields.
Business Type: Livestock Farmers
Section of Cover: Company Legal Liability
Applicable Cover: Pursuit Cover
Circumstance: Neighbour blocked a gutter with rocks, causing flooding to fields
Legal Fees Value: £7,518
The Scenario:
A neighbour allowed rubble to accumulate in a watercourse, resulting in flooding on the farm during heavy rainfall. The farm sought compensation for the damage and to prevent future nuisance.
What Happened:
Rural Protect assisted the farm in pursuing a claim. Expert reports were commissioned to establish the cause of the flooding and link it to the neighbour’s actions. The neighbour removed the debris voluntarily, avoiding court proceedings.
The Outcome:
The matter was resolved without litigation, and no further flooding issues arose. Rural Protect ensured that the farm could assert its rights efficiently.
Things to Consider:
- Documenting nuisance and damages is vital.
- Pursuit Cover supports expert investigations and legal action to protect property and prevent ongoing issues.
To understand more about Rural Protect and how it can help rural businesses, call us on 01653 609090 or email enquiries@hbunderwriting.co.uk.
