BLOG UPDATE (26/06/20): The below offer has been changed with a new offer. For any business size, including self-employed, any combination of product levels – customers get the first 2 months free if they sign up before the end of October.
All businesses are suffering with the ongoing Coronavirus pandemic, with the government now enforcing closures upon all considered to be ‘non-essential’. In particular, independent businesses and SMEs are feeling the impact of these restrictions.
Equispme, providers of our commercial health insurance plans, have decided they want to do their bit for those businesses harder hit, and who are concerned about their team’s mental and physical wellbeing throughout the COVID-19 pandemic.
With many people working from home for the first time, and sometimes unable to leave their house, Equipsme are offering small businesses, i.e. those with 2-20 employees, free access to Equipsme plans from now until 1st August 2020. The hope being that after that, we will have experienced the peak of the virus.
What do your clients and their employees get access to?
Employers can choose any level of plan from Equipsme for free. All levels include 24/7 access to remote GP appointments, with a telephone counselling service line available to assist with any stress and anxiety people might be feeling at this time, if added as an optional extra. Access to such services could help people affected at home and ultimately, help keep your business going whilst your staff are learning to work in new ways and in new environments.
There is no obligation to continue with the Equipsme plan after 1st August; businesses can cancel at the end of July without having to pay anything. This is a fantastic way for your clients to ‘try before they buy’ and see what they think of the Equispme policy without committing to any payments.
Equipsme’s process for providing their products will remain the same. This means that all plan levels remain the same with employees being able to upgrade and add family during the initial 21-day window. Remember, all Equispme plans start after this 21-day window to allow for upgrades so it is paramount you are talking to clients sooner rather than later so they can make the most of this offer.
You will obtain and provide quotes for clients in the same way as usual, with any businesses with between 2 and 20 employees getting access to practical help and support up to 1st August without making any payments.
Find out more about Equipsme’s different plans and how it works, here.
The Small Print
This offer is available to self-employed business owners and companies with employees, that accept to buy an Equipsme Health Insurance Plan by 31st October 2020. The start date of cover under the plan will depend on the type of business you are:
• Self-employed business owner – Cover can start from the day after you accept to buy a quotation. You can add partner and children to your chosen plan level and you pay for the whole plan monthly from your UK business bank account.
• Company with employees – Cover starts after a 21-day selection window during which employees can upgrade level, add partner and children. You pay for the employee cover monthly from your UK business bank account.
Employees pay for any upgrades, partners and children themselves via a separate Direct Debit collection.
You will need to complete a Direct Debit Instruction at the time of accepting your quotation as a Self-employed business owner or Company with employees. Rest assured we will not collect any money until the third collection date.
Should a business make changes (such as, adding/removing employees) during the first two months of cover, the monthly direct debit adjustments due for that cover period will also be waived.
The offer only applies to the premium payments due from the UK business bank account for the Equipsme plan cover level(s) chosen.
This offer does not apply to the employee upgrades or adding of family during or after the initial selection window, under a Company with employees plan. Premiums will be collected from the first collection date at the normal monthly price via that separate Direct Debit.
This offer can be retracted at any time without prior written notice.