This case demonstrates how Rural Protect’s Employment Practices Liability Cover protects farms from claims by family members or close associates. The cover enabled legal defence, preventing a claim from progressing unnecessarily.
Business Type: Mixed Farming
Section of Cover: Employment Practices Liability
Applicable Cover: Claims by Employees Cover
Circumstance: Claim by business owner’s ex-spouse alleging unfair dismissal
Legal Fees Value: £7,266
The Scenario:
The ex-spouse claimed unfair and wrongful dismissal from the farm business, seeking compensation. The claim risked both financial loss and reputational damage.
What Happened:
Rural Protect provided a full legal defence. rradar reviewed employment records, contracts, and communications to demonstrate that the claimant was not legally an employee. The evidence showed that no contractual or statutory rights had been breached.
The Outcome:
The claim was dismissed, saving the business from financial and reputational impact. Rural Protect’s intervention highlighted the importance of clear employment arrangements, even for family members.
Things to Consider:
Clear employment documentation is essential when dealing with family or associates. Early legal involvement strengthens the business’s position, and Employment Practices Liability Cover ensures access to specialist advice for sensitive disputes.
To understand more about Rural Protect and how it can help rural businesses, call us on 01653 609090 or email enquiries@hbunderwriting.co.uk.
