The HSE Fee For Intervention can be costly; this case is an example of how Rural Protect helped ease stress and financial damage for a poultry farmer by covering the costs of these fees following an incident in which an employee fell from a wooden crate at height.
Business type: Poultry Farmer
Section of cover: Company Legal Liability
Applicable cover: Investigation Costs Cover
Circumstance: An unannounced visit by HSE resulting in a Fee For Intervention following an incident in which a business partner sustained serious injury after falling from height.
Legal fees value: £1,262
The scenario:
The Health and Safety Executive (HSE) paid an unannounced visit to a poultry farm on three occasions to investigate potential breaches of health and safety law after an employee fell off a wooden crate at height and sustained serious injuries.
What happened?
Following the accident, the business made their RIDDOR notification, and the premises were visited unannounced by HSE. After a further two more inspections, HSE were satisfied that the farm could have done nothing more to prevent the accident.
The outcome:
The insured business was assisted financially by Rural Protect which covered £1,262 Fee For Intervention charged by the HSE. With help from Rural Protect, the poultry farm in question were relieved of financial pressures when the policy covered these fees.
Things to consider:
Rural Protect provides cover for Company Legal Liability (CLL) which includes Investigation Costs Cover. This covers investigation costs that you may be billed with such as the HSE’s FFI from them having investigated a situation at your business.
If your client runs a farm (statistically one of the most dangerous workplaces*) or a similar type of business which could be at high risk of facing issues like the above, it would be worth speaking to them about Rural Protect.
If you would like to know more about Rural Protect, call us on 01653 609090 or email enquiries@hbunderwriting.co.uk.
Source:
* https://www.hse.gov.uk/statistics/fatals.htm
