When the purchaser of a horse sold by an equine stud business complained that the horse was sold to them with anatomic defects, Rural Protect were quick to step in and defend the business, proving that the horse was in good health at the time of the sale.
Business type: Equine Stud
Section of cover: Corporate Legal Liability
Applicable cover: Contractual Liability Cover
Circumstance: Horse buyer alleges anatomic defects were present prior to sale of horse.
Legal fees value: £4,026
The scenario:
The equine stud business sold a horse to the interested buyer who later on had to euthanise the horse due to a medical issue.
What happened?
Due to the loss of both their money and the horse, the buyer sought to bring a claim against the business, alleging that the horse was defective at the time of purchase and seeking a refund of the purchase price plus other losses that they have had to bear as a result of the horse being euthanised. The buyer also demanded the horse’s veterinary reports which the business would have had a record of prior to selling the horse.
The outcome:
Rural Protect successfully defended the business, proving that the animal was in fact in good health around the time of the same and therefore no compensation was due.
Things to consider:
Rural Protect’s Contractual Liability section of cover helps cover businesses against legal risks that they may face when signing agreements with third parties and any claims related to contract issues.
Find out more about Rural Protect here.
If you would like to know more about Rural Protect, call us on 01653 609090 or email enquiries@hbunderwriting.co.uk.